A new era of health care coverage in America is set to begin this week, when some provisions of the Patient Protection and Affordable Care Act officially begin to be enforced by law. Many of the changes will be phased in over the next several years, but the debate over whether the legislation is good for the country continues to rage on, especially as the November midterm elections draw near.
The list of the initial changes that will go into effect on Thursday.
1. Insurance companies will no longer be able to deny children coverage for pre-existing conditions.
2. Children of parents with insurance will be allowed to remain covered under those policies until the age of 26.
3. Insurance companies will be forbidden from terminating coverage for any other reason than customer fraud.
4. Insurance companies will no longer be able to cap the amount of benefits and treatment a person can receive in a lifetime.
5. Insurers can no longer charge customers for preventive services like mammograms and colonoscopies.
6. High-risk pools are mandated to cover those who have been denied coverage because of pre-existing conditions.
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